Business Insurance
Experience Modification Rate for Workers’ Compensation Insurance
Worried about the cost of workers’ compensation insurance? Make sure and ask about the experience modification rate (EMR). The EMR is a way for safe workplaces to get a discount on their workers’ compensation coverage. The EMR is a multiplying factor that reflects a company’s claim history. The safer your workplace, and the fewer workers’ […]
Capstone Comprehensive Insurance Coverage
Insurance is not a one-size-fits-all product. That is why you need an insurance company that treats each customer as an individual. At Capstone Insurance Services, we take the time to assess your individual insurance needs. Then, we help you find the products you need to protect yourself. Whether you need personal insurance or business insurance, […]