Capstone Comprehensive Insurance Coverage

Capstone Comprehensive Insurance Coverage

Insurance is not a one-size-fits-all product.  That is why you need an insurance company that treats each customer as an individual.  At Capstone Insurance Services, we take the time to assess your individual insurance needs. Then, we help you find the products you need to protect yourself.  Whether you need personal insurance or business insurance, we can help you find tailored coverage that protects your property and shields you from liability without breaking the bank.

Independent Insurance Company

Capstone Insurance Services is an independent insurance company. That means that we are not affiliated with a particular insurer.  We work with a number of different insurance carriers and have access to a wide variety of products.  That means that we can put you first and help you find the right product or products to meet your needs, while still getting you the best prices.

Individual Insurance Done Right

For our individual insurance customers, we begin our consultations with an asset overview.  In order to get the right amount of insurance, you need to know the value of what you are protecting.  What are the replacements costs of the items you want to cover?  What type of potential liability do you have?  Taking the time to research these questions means we can get you enough insurance coverage without having you overcovered.  That is an important balance.  Being underinsured leaves you at risk in the event of loss or liability.  Being overinsured means you are wasting money on premiums.  We get you coverage that is just right.

Business Insurance that Protects

Just like your personal assets, you want to protect your business assets.  You also want to protect your business from potential liability claims.  Your business insurance needs depend on the type of business, your client base, your qualifications, and the size of your business.  We help you find solutions that are tailored to you.

Business Insurance that Complies

Many of our customers are partnered with other businesses as part of their business model.  For example, we work with drivers and logistics companies that partner with Amazon as Amazon DSP or LSP or with FedEx as FedEx parcel delivery providers.  Both of these companies have specific insurance requirements for their delivery partners.  We know their rules and can get you insurance that complies with their regulations.  We can also advice you whether that insurance is sufficient to protect your company or whether you need supplemental policies to protect yourself.

Categorized in: Blog, Business Insurance, Personal Insurance