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Insurance, Financial Services, Toms River, New Jersey, Capstone

Workers Compensation Audits

Insurance, Financial Services, Toms River, New Jersey, Capstone
Workers’ Compensation Insurance Audit Services When you have workers’ compensation coverage, you should know that you can be audited. Insurance companies want to ensure that you are operating your workers’ compensation program fairly. If you are facing an audit, here are some things you can do to make it run more smoothly. Unlike other types…

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Workers Compensation Benefits and Their Categories

Workers Compensation Benefits and Their Categories
Workers’ compensation insurance is insurance that employers get to cover employees in the event of injury or illness on the job. Some states require businesses to carry workers’ compensation benefits for their employees. However, even in states that do not require it, it can be financially beneficial for employers to have the coverage. It protects…

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Medical Expenses

Medical Expenses
If you are looking at workers’ compensation coverage for your employees, you are probably interested in medical expense coverage. While it is true that workers’ compensation covers medical expenses for your employees who experience covered work-related injuries, it is not blanket coverage for all medical expenses. Understanding what type of medical expenses are covered can…

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Experience Modification Rate for Workers’ Compensation Insurance

Experience Modification Rate for Workers’ Compensation Insurance
Worried about the cost of workers’ compensation insurance? Make sure and ask about the experience modification rate (EMR). The EMR is a way for safe workplaces to get a discount on their workers’ compensation coverage. The EMR is a multiplying factor that reflects a company’s claim history. The safer your workplace, and the fewer workers’…

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Capstone Comprehensive Insurance Coverage

Capstone Comprehensive Insurance Coverage
Insurance is not a one-size-fits-all product.  That is why you need an insurance company that treats each customer as an individual.  At Capstone Insurance Services, we take the time to assess your individual insurance needs. Then, we help you find the products you need to protect yourself.  Whether you need personal insurance or business insurance,…

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Comparing FedEx Routes and Amazon DSP Routes

FedEx Routes and Amazon DSP Routes Bus
If you are looking to break into the contract courier business, you may be wondering which is better: FedEx or Amazon DSP? That answer really depends on you. Both Amazon and FedEx deliveries are projected to continue to grow. This means that, even though Amazon appears to be growing exponentially, they do not have a…

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