Tips for Communicating With an Insurance Adjuster After a Slip and Fall Accident

Person holding a clipboard with a "Slip and Fall Incident Report," emphasizing the importance of documentation in insurance claims related to slip and fall accidents.

What is a Slip and Fall Accident? A slip and fall accident is an incident in which a person slips, trips, or falls on someone else’s property as a result of a hazardous condition, such as a wet floor, uneven surface, or debris. These accidents can occur in various settings, including public places, private residences, […]

Elements of a Fleet Safety Program

Fleet of delivery vans parked in a row, featuring a red van among white vans, set against a backdrop of greenery and a bright sky, illustrating vehicle maintenance and safety in a fleet safety program context.

When you operate a fleet of vehicles, you have to worry about drivers having accidents. These claims can be high, about twice the cost of other workplace injuries. So, you want to have a dedicated fleet safety program. The fleet safety program outlines your workplace’s policies and procedures, which can help your employees avoid accidents. […]

Understanding Commercial Package Insurance Policies

Business professionals discussing insurance policies, with documents labeled "Insurance Policy" and financial materials on a desk, emphasizing commercial package insurance.

Insurance is one of the best ways to protect your business. You get financial protection from all catastrophes for a small, regular investment. However, buying commercial insurance individually can be prohibitively expensive. That is why asking about commercial package policies (CPP) is essential. A CPP offers financial savings and lets you get enough insurance to […]

Non-Trucking Liability – Misunderstood Insurance Coverages

Statue of Lady Justice holding scales and a sword, surrounded by cash and tax documents, symbolizing legal and financial considerations in non-trucking liability insurance for owner-operators.

You know you need different types of insurance for your truck. However, if you are like many owner-operators, you might not understand non-trucking liability (NTL) insurance. Capstone can help you understand NTL and its importance to your coverage. NTL is insurance designed explicitly for owner-operators who are working as independent contractors. It is not for […]

The Importance of Business Insurance

Businessman holding an umbrella over a sketched figure, symbolizing protection and support in workers' compensation insurance audits.

When you are a business owner, protecting your business is critical. Your business is your business, so you want to ensure you protect it. In order to protect your business, however, you need business insurance due to its importance. Why Do You Need Business Insurance As a business owner, you can experience several types of […]

What to Know About the Insurance Claim Process

Insurance policy document with a fountain pen, relevant to transportation insurance and claims processes.

Insurance claims can be confusing and difficult to navigate. You may often find that you don’t even know what you don’t know when it comes to the insurance claim process. So, let’s demystify as much as we can and make the insurance claim process easy for you and anyone else involved. Insurance Claims are Complicated […]

Good Questions to Ask Your Insurance Agent

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Owning or managing a fleet is hard work. Keeping the fleet running smoothly is even harder work. But we know you, we know you want to provide the best service to your customers, while also operating an efficient, safe, and profitable fleet. But your insurance premiums are super costly. And they keep rising, according to […]

The Importance of Worker’s Compensation Insurance for Small Businesses

Person using a calculator and writing notes, with a laptop displaying financial charts and graphs, illustrating financial planning and insurance considerations for businesses.

Insurance is a great way to protect your business. For small businesses, it can also be a great way to protect your personal assets. However, you do not want to have too much insurance, because then you waste money in premiums. So, many small businesses wonder if they should have worker’s compensation insurance. The answer […]

Understanding Workers’ Compensation Insurance: What It Is and Who Needs It

Wondering if you need workers’ compensation insurance? It can be a great benefit for business owners looking to protect their workers and minimize their own liability. It is even required in some states. However, workers’ compensation insurance is not for every employer. Read on to find out what it is and who needs it. What […]

Transportation Insurance Services For Emerging Industries

Business professional interacting with a digital interface highlighting technology, innovation, and development in the context of emerging transportation industries.

The world is on the cusp of change. There are whispers of another industrial revolution. Whatever it may be, and whenever it may come, industries as we know it will likely change magnificently. You already know some of the things that come to mind, electronics and data processing of all kinds, artificial intelligence, green energy […]

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