Group Dental Insurance
Group dental insurance can be offered as a traditional plan, where employees can choose their own dentist and receive more flexibility and higher coverage levels for dental work, or an employer can opt for a preferred provider plan, a prevention and minor-restorative plan, or a dental health maintenance organization (DHMO) plan.
Each comes with its own deductible structure and benefits, but all provide affordable options for both employers and employees. Some will cover orthodontic care and other appliances, and many offer dependent coverage. Our dedicated group benefits staff at Nottingham Insurance will help you examine all your options.
Keep in mind that gum disease and other oral illnesses or decay conditions can lead to serious health issues that drive up healthcare insurance use, so good dental care can mitigate health risks.